Compensation, Fee Schedules, & Disclosures

rebel Financial (rF) strives to provide transparency in all we do and want to provide all clients and potential clients with any pertinent information about us and our firm.  Please read about and investigate our pricing models, fee schedules, Forms ADV, privacy policies, general disclosures, etc. Please feel free to contact us if you have any additional questions.

Phil Ratcliff for rebel Financial

Phil Ratcliff

Jonathan Bailey for rebel Financial

Jonathan Bailey


Christina Povenmire


Barry Jamieson

Online Privacy Policy
Protecting your private information is our priority. This Statement of Privacy applies to and rebel Financial and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to rebel Financial include and rF. The rF website is a General information, disclosure site that also houses client resources, news/blog articles, and event updates within the site. By using the rF website, you consent to the data practices described in this statement.

Collection of your Personal Information
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Sharing Information with Third Parties
rF does not sell, rent or lease its customer lists to third parties.

rF may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to rF, and they are required to maintain the confidentiality of your information.

rF may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on rF or the site; (b) protect and defend the rights or property of rF; and/or (c) act under exigent circumstances to protect the personal safety of users of rF, or the public.

Tracking User Behavior
rF may keep track of the websites and pages our users visit within rF, in order to determine what rF services are the most popular. This data is used to deliver customized content and advertising within rF to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by rF. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the rF website.

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information
rF secures your personal information from unauthorized access, use, or disclosure. rF uses the following methods for this purpose:

–SSL Protocol

–Advisor Armor – Consultant who provides assistance on security policy, procedures, education, training, auditing and testing of our websites and our firm.

–Encryption & Data Security – All local drives used for client data storage are 256 bit encrypted, double locked and protected by onsite security system.

–Use of vetted cloud data storage – To redundantly store information on cloud servers/services that meet or exceed rigorous government regulatory/security standards.

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen
rF does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

E-mail Communications
From time to time, rF may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from rF or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from rF, you may opt out of such communications by clicking the “unsubscribe” link in our emails, emailing us at, or calling us at 614-441-9605 and informaing us of your desire to opt-out/unsubscribe..

SMS Communications
From time to time, rF may contact you via SMS text messages for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open a text message from rF or click on a link therein.

If you would like to stop receiving marketing or promotional communications via SMS text messages from rF, you may opt out of such communications by replying “STOP” to the text message, emailing us at, or calling us at 614-441-9605 and informing us of your desire to opt out/unsubscribe.

External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement
rF reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information
rF welcomes your questions or comments regarding this Statement of Privacy. If you believe that rF has not adhered to this Statement, please contact rF at:

rebel Financial

5940 Clyde Moore Dr, Suite C

Groveport, Ohio 43125


Telephone number: (614)441-9605

Effective as of January 22, 2020

Client Privacy Policy
Your privacy is important to us. We are committed to maintaining your privacy and preserving the private nature of our relationship with you. We want you to be aware of how we handle your nonpublic personal information. Therefore, we have established the policies and procedures for collecting and disclosing nonpublic personal information as described below.

Information we collect‐
We collect nonpublic personal information (including personally identifiable financial information) about you from various sources, including:

  • Information we receive from you on applications, other forms, your use of our web site and by other means. This information may include your name, address and social security number;
  • Information needed to complete financial planning engagements and to be able to provide accurate financial advice;
  • Information gathered to help prepare taxes and/or estate/legal documents; and
  • Information about your transactions with us or others, such as your account balance and investment history.

 Information we disclose‐
We do not disclose any nonpublic personal information about our consumers, customers or former customers to anyone except as necessary to service your accounts/plans with us, as permitted by law or by explicit permission from you (i.e. with your tax accountant, estate attorney, etc. upon your request).

 Confidentiality and security‐
We restrict access to nonpublic personal information about you to those who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

rF permits only authorized employees and affiliates who have signed a copy of rF’s Privacy Policy to have access to client information.  Employees violating rF’s Privacy Policy will be subject to rF’s disciplinary process.  Additionally, whenever rF hires other organizations to provide services to rF’s clients,  will require them to sign confidentiality agreements and/or the Privacy Policy.

Use of third-party data
We may receive information about you from other sources, including publicly-available databases or third parties from whom we have purchased data. We may combine this data with information we already have about you, which allows us to update our records. An examples of the type of personal information we may obtain from public sources or third parties may be change of address information from third parties for address standardization and correction.

 Accuracy of your information‐
The accuracy of your personal information is important. If you need to correct or update your personal or account information, please call us at 614‐441‐9605. One of our service representatives will be happy to review, correct or update your information.

 Changes to this policy‐
If, at any time in the future, it is necessary to disclose any of your nonpublic personal information in a way inconsistent with this policy, we will give you advance notice of the proposed change and, if appropriate, the opportunity to opt‐out of such disclosure.

rebel Financial is an SEC registered investment adviser located in Columbus, Ohio.  rebel may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. rebels’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of rebel’s web site on the Internet should not be construed by any consumer and/or prospective client as rebel’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by rebel with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of rebel’s current written disclosure Brochure discussing rebel’s business operations, services, and fees is available above. rebel does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to rebel web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by rebel), will be profitable or equal any historical performance level(s).

Certain portions of rebel’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, rebel (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from rebel, or from any other investment professional.  rebel is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to rebel’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from rebel, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to rebel Financial’s web site, to release and hold harmless rebel, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from rebel Financial.