Archive for the
‘Health Insurance’ Category

Last Friday, we had the pleasure to talk with Valorie Schwarmann, CFO and Senior Vice President of Homeport, a non-profit housing developer. Valorie oversees the financial systems, processes, planning, and reporting for all lines of business at Homeport.  What is Homeport? Homeport is a non-profit housing developer based in Columbus, Ohio. By building quality, affordable [...]

Flexible Powers      When a person comes down with any of various forms of dementia, it means he or she requires additional amounts of care. It also means eventually taking away the checkbook and access to credit cards, to prevent the person with diminishing capacity from responding to Nigerian email pitches or late night infomercials.      For […]

     We are now in open enrollment on the government (39 states) or state health insurance exchanges (11 states and the District of Columbia)—so this is the time of year when consumers can buy health insurance coverage under the Affordable Care Act.      In most states, the enrollment season lasts six weeks—half as long as it used [...]

The Alarming Truth About American Healthcare Costs In all the debate over how or whether we need affordable care, state registries, guaranteed coverage despite pre-existing conditions etc. etc., few Americans realize that our U.S. healthcare system has been totally out of control, cost-wise, for decades.  A recent study by the Kaiser Foundation found that virtually […]

IRMAA’s Rise Higher income retirees cannot be faulted for thinking that Washington has a hand in their pocket. In 2018, the Medicare Access And CHIP Reauthorization Act lowered the threshold on which Medicare recipients pay an income-related monthly adjustment amount (IRMAA) to their Medicare Part B premiums. Previous to this year, the highest premium kicked […]

  Medicare’s Future   Several items that everybody seems to be overlooking in the recent budget deal signed by President Trump are potentially-significant changes to how Medicare is administered.  First on the list is the elimination of Medicare’s independent payment advisory board, authorized under the Affordable Care Act to serve as a check on higher […]

Errors and Omissions Insurance Errors and Omissions (E&O) insurance has many names. For some healthcare professionals, it’s called malpractice insurance. For lawyers, it may be called professional liability insurance. Whatever name it goes by, E&O insurance is designed to protect you or your company from potential financial damages that may arise from a client holding […]

Good News About HIV You don’t hear much about the HIV epidemic any more, despite the fact that an estimated 1.2 million Americans are living with the disease, and an estimated 44,000 new cases are reported in this country every year.  The Center for Disease Control says that 36.7 million people around the world have […]