Plans and Pricing

Our on-going client-based services for consistent management and continuous service

Simple

Monthly Starting Fee:

$75

Includes:

• Manage investments directly
• Access to rFPW
• Get your "foot-in-the-door" plan
• 1 Meeting per Year
• Assignment and Access to a Financial Coach
• Seamlessly upgrade to our other service levels

eREBEL

Monthly Starting Fee

$150

Includes:

• Everything in Simple
• Tax managed/sensitive portfolios
• Expanded access to rFPW
• 1-2 web/video review meetings per year
• Online document storage
• Discounted access to planning services
• Assignment of Support Financial Advisor
• Ability to upgrade or downgrade service level

Silver

Monthly Starting Fee:

$208

Includes:

• Everything in eRebel
• Complete rFPW access
• 24/7 access to financial advice
• 1-4 OnDemand meetings yearly
• Assignment of Associate Financial Advisor
• Management of held away assets
• Student loan optimization
•Access to "light" financial planning
• Greater credit towards tax and estate services
• Complete fluidity upgrading to gold

Gold

Monthly Starting Fee:

$292

Includes:

• Everything in Silver
• Unlimited OnDemand meetings yearly
• Access to Senior Financial Advisor as needed
• College Selection and Funding Plan
• Comprehensive Financial Planning
• On-Going financial plan updates & implementation
• Maximum credit towards tax prep and estate services

Simple

Monthly Starting Fee:

$75

Includes:

• Manage investments directly
• Access to rFPW
• Get your "foot-in-the-door" plan
• 1 Meeting per Year
• Assignment and Access to a Financial Coach
• Seamlessly upgrade to our other service levels

eREBEL

Monthly Starting Fee

$150

Includes:

• Everything in Simple
• Tax managed/sensitive portfolios
• Expanded access to rFPW
• 1-2 web/video review meetings per year
• Online document storage
• Discounted access to planning services
• Assignment of Support Financial Advisor
• Ability to upgrade or downgrade service level

Silver

Monthly Starting Fee:

$208

Includes:

• Everything in eRebel
• Complete rFPW access
• 24/7 access to financial advice
• 1-4 OnDemand meetings yearly
• Assignment of Associate Financial Advisor
• Management of held away assets
• Student loan optimization
•Access to "light" financial planning
• Greater credit towards tax and estate services
• Complete fluidity upgrading to gold

Gold

Monthly Starting Fee:

$292

Includes:

• Everything in Silver
• Unlimited OnDemand meetings yearly
• Access to Senior Financial Advisor as needed
• College Selection and Funding Plan
• Comprehensive Financial Planning
• On-Going financial plan updates & implementation
• Maximum credit towards tax prep and estate services

Simple

Monthly Starting Fee:

$75

Includes:

Show all features

• Manage investments directly
• Access to rFPW
• Get your "foot-in-the-door" plan
• 1 Meeting per Year
• Assignment and Access to a Financial Coach
• Seamlessly upgrade to our other service levels

1
Staff, Expertise, & Time Entitlement
  • Assignment of a Financial Coach.
  • Tenured Financial Advisors, are available to assist Coaches when necessary.
  • 1 meeting per year, but this service is designed to be more passive/reactive.
    • I.E. you email/call when things come up or you have
      questions/needs.
2
Platform & Access
  • rFPW access.
  • Investment Aggregation Access & Reporting.
  • Access to Tifin Personality.
  • Online document storage, organization.
3
Investment Management & Access
  • Discretionary investment management.
  • Access to most rF Investment Strategies & Models.
  • Ability to utilize fully managed rF strategies with other outside/DIY accounts
    on a limited basis.
  • General tax optimization strategies implemented automatically on applicable
    accounts.
4
Financial Planning
  • Informal advice on:
    • Basic College/EDU Planning
    • Major Purchase Planning
    • Cashflow Planning
    • Retirement Planning
5
Ancillary & Other NetWorth Services
  • Cash management and consulting services:
    • Institutional access to MaxMyInterest
  • Business Planning
    • Business benefits plan design & implementation
    • Small credit towards formal business valuation*
  • Annuity and Insurance shopping services:
    • Access to commission free products insurance products
  • Minimal real estate consulting and planning services
    • Generally, Coaches just do not have a lot of experience with real
      estate yet and at this stage in their career/experience
  • Access to Tax Preparation services with small subsidy
  • Access to Bookkeeping services with small subsidy*
  • Access to Estate Planning & Preparation services with small subsidy

eREBEL

Monthly Starting Fee:

$150

Includes:

Show all features

• Everything in Simple
• Tax managed/sensitive portfolios
• Expanded access to rFPW
• 1-2 web/video review meetings per year
• Online document storage
• Discounted access to planning services
• Assignment of Support Financial Advisor

• Ability to upgrade or downgrade service level
1
Staff, Expertise, & Time Entitlement
  • Support Advisor as Servicing Advisor + Enhanced service team:
    • Servicing Advisor + Client Service Specialist
  • Access to Lead Financial Advisors, as needed, for more complex advice
  • Up to 2 meetings per year
2
Platform & Access
  • rFPW access
  • Investment Aggregation Access & Reporting
  • Everplans: Digital Estate Planning Access
  • Access to Tifin Personality & Giving
  • Online document storage, organization and curation
3
Investment Management & Access
  • Customized, discretionary investment management
  • Expanded access to all rF Investment Strategies & Models
  • Ability to utilize fully managed rF strategies with other outside/DIY accounts
    on a limited basis
  • Limited ability to enhance portfolios with tax optimization
    strategies/programs
4
Financial Planning
  • Informal advice on:
    • Basic College/EDU Planning
    • Major Purchase Planning
    • Cashflow Planning
    • Retirement Planning
    • Tax Planning
    • Risk Planning
    • Philanthropic/Charitable Planning
  • Student Loan Optimization/Planning
5
Ancillary & Other NetWorth Services
  • Cash management and consulting services:
    • Institutional access to MaxMyInterest, Flourish, Betterment, &
      enhanced yield through brokerage as well as other commission
      free fixed income, liquid products.
  • Business Planning
    • Business benefits plan design & implementation
    • Basic business planning & strategy
    • Small credit towards formal business valuation*
  • Annuity and Insurance shopping services:
    • Access to commission free products insurance products
  • Basic real estate consulting and planning services
  • Access to Tax Preparation services with subsidy
  • Access to Bookkeeping services with subsidy*
  • Access to Estate Planning & Preparation services with subsidy

Silver

Monthly Starting Fee:

$150

Includes:

Show all features

• Everything in eRebel

• Complete rFPW access

• 24/7 access to financial advice

• 1-4 OnDemand meetings yearly

• Assignment of Associate Financial Advisor

• Management of held away assets

• Student loan optimization

• Access to “light” financial planning

• Greater credit towards tax and estate services

• Complete fluidity upgrading to gold

1
Staff, Expertise, & Time Entitlement
  • Associate Advisor as Servicing Advisor, with support team:
    • Servicing Advisor + Relationship Advisor + Client Service
      Specialist
  • Access to Lead Financial Advisors, as needed, for more complex advice
  • Up to 4 meetings per year
2
Platform & Access
  • Increased rFPW access
  • Investment Aggregation Access & Reporting
  • Everplans: Digital Estate Planning Access and Organization
  • Access to Tifin Personality & Giving
  • Online document storage, organization and curation
3
Investment Management & Access
  • Fully customized, discretionary investment management
  • Unlimited access to all rF Investment Strategies & Models
  • Ability to utilize fully managed rF strategies with other outside/DIY accounts
  • Access to new investment platforms, opportunities, & Beta`s
  • Ability to enhance portfolios with tax optimization strategies/programs
  • Enhanced reporting and analysis access, when needed:, i.e. Morningstar,
    Tifin Magnifi, Riskalyze Analytics, & more
4
Financial Planning
  • Modular Financial Planning and advice on:
    • Basic College/EDU Planning
    • Major Purchase Planning
    • Cashflow Planning
    • Retirement Plan
    • Income Planning
    • Tax Planning
    • Risk Planning
    • Philanthropic/Charitable Planning
    • Estate Planning
  • Student Loan Optimization/Planning
5
Ancillary & Other NetWorth Services
  • Cash management and consulting services:
    • Institutional access to MaxMyInterest, Flourish, Betterment, &
      enhanced yield through brokerage as well as other commission
      free fixed income, liquid products.
  • Business Planning
    • Business benefits plan design & implementation
    • Basic business planning & strategy
    • Business Coaching
    • Basic business valuation
    • Value builder program*
    • Business tax planning, preparation, & bookkeeping
    • Credit towards formal business valuation*
  • Annuity and Insurance concierge services:
    • Access to commission free products as well as our consultation to
      evaluate quotes from other outside providers without conflict of interest
  • Intermediate real estate consulting and planning services
  • Access to Tax Preparation services with greater subsidy
  • Access to Bookkeeping services with greater subsidy*
  • Access to Estate Planning & Preparation services with greater subsidy

GOld

Monthly Starting Fee:

$292

Includes:

Show all features

• Everything in Silver
• Unlimited OnDemand meetings yearly
• Access to Senior Financial Advisor as needed
• College Selection and Funding Plan
• Comprehensive Financial Planning
• On-Going financial plan updates & implementation

• Maximum credit towards tax prep and estate services
1
Staff, Expertise, & Time Entitlement
  • Lead Advisor as Servicing Advisor, with comprehensive team.
  • Access to Senior Financial Advisors, as needed, for specialty planning.
  • “White Glove” Data curation and additional manual assistance with
    technology/planning platforms.
  • Up to 8 meetings per year.
  • On-demand access to In-house accountant.
  • Can request Phil Ratcliff to “Drop-in” on meetings.
2
Platform & Access
  • rFPW maximum access with data curation.
  • Investment Aggregation Access & Reporting.
  • Everplans: Digital Estate Planning Access and Organization with continual
    data curation.
  • Access to Tifin Personality & Giving with enhanced deeper dives and
    customization.
  • Online document storage, organization and curation.
3
Investment Management & Access
  • Fully customized, discretionary investment management.
  • Unlimited access to all rF Investment Strategies & Models.
  • Ability to utilize fully managed rF strategies with other outside/DIY accounts
    and dive into deeper or more complex investment advice.
  • 1st, preferred access to new investment platforms, opportunities, & early
    Beta`s.
  • Maximum ability to enhance portfolios with tax optimization
    strategies/programs.
  • Ability to customize tax-loss harvesting strategy(s).
  • Enhanced reporting and analysis access, when needed:, i.e. Morningstar,
    Tifin Magnifi, Riskalyze Analytics, & more.
4
Financial Planning
  • Comprehensive Financial Planning with enhanced data curation and manual
    assistance with data entry.
    • Basic College/EDU Planning
    • Major Purchase Planning
    • Cashflow Planning
    • Retirement Plan
    • Income Planning
    • Tax Planning
    • Risk Planning
    • Philanthropic/Charitable Planning
    • Estate Planning
  • OnGoing financial plan updates & implementation assistance.
  • College Selection & Funding Planning
  • Student Loan Optimization/Planning.
  • Complex Niche Planning.
    • Stock Options, RSU’s, Phantom Stock, etc.
    • NQ Deferred Compensation
  • Maximum credit to outsourced complex/niche college planning.*
5
Ancillary & Other NetWorth Services
  • Cash management and consulting services.
    • Institutional access to MaxMyInterest, Flourish, Betterment, &
      enhanced yield through brokerage as well as other commission
      free fixed income, liquid products
  • Business Planning
    • Business benefits plan design & implementation
    • Basic business planning & strategy
    • Business Coaching
    • Basic business valuation
    • Value builder program*
    • Business tax planning, preparation, & bookkeeping
    • Credit towards formal business valuation*
  • Annuity and Insurance concierge services.
    • Access to commission free products as well as our consultation to
      evaluate quotes from other outside providers without conflict of
      interest
  • Comprehensive real estate consulting and planning services.
  • Access to Tax Preparation services with maximum subsidy.
  • Access to Bookkeeping services with maximum subsidy*
  • Access to Estate Planning & Preparation services with maximum subsidy.

*Services that are in development and/or Beta.
**Available if you have an investment account managed by rF

*Our Fees are determined by your total Net Worth and service level selected. Calculate your estimated fees below with our Net Worth Calculator, or chat with an Advisor to go over the process in more depth. 

Interested in our new rFreemium Service?

Freemium

Simple

eRebel

Silver

Gold

Staff, Expertise, & Time Entitlement

Servicing Advisor

No assignment nor access to a Financial Advisor or Coach, but you may reach out to our support staff for administrative questions/assistance

They cannot provide you Investment, planning, or tax advice

Assignment of a Financial Coach

Support Advisor as Servicing Advisor + Enhanced service team

Servicing Advisor + Client Service Specialist

Associate Advisor as Servicing Advisor, with support team

Servicing Advisor + Relationship Advisor + Client Service Specialist

Lead Advisor as Servicing Advisor, with comprehensive team

Servicing Advisor, Relationship Advisor, Paraplanner, Tax Professional, Client Service Specialist

Advisor Access

There are no meetings included unless you’d like to discuss upgrading to one of our other service levels

Tenured Financial Advisors, are available to assist Coaches when necessary

Access to Lead Financial Advisors, as needed, for more complex advice

Access to Lead Financial Advisors, as needed, for more complex advice

Access to Senior Financial Advisors, as needed, for specialty planning

Meetings per year

0

1

I.E. you email/call when things come up or you have questions/needs

2

4

8

“White Glove” Data curation and additional manual assistance with technology/planning platforms

On-demand access to In-house accountant

Can request Phil Ratcliff to “Drop-in” on meetings

Platform & Access

rFPW Access

Limited Access

Maximum Access

Investment Aggregation Access & Reporting

**

Everplans: Digital Estate Planning Access and Organization

Limited Access

Access to Tifin Personality & Giving

Limited Access

Online document storage, organization and curation

Limited Access

Limited Access

Investment Management & Access

Customized, discretionary investment management

Limited Access

Limited Access

Access to rF Investment Strategies & Model

Limited Access

Limited Access

Ability to utilize fully managed rF strategies with other outside/DIY accounts

Limited Access

Limited Access

Access to new investment platforms, opportunities, & early Beta`s

Ability to enhance portfolios with tax optimization strategies/programs

Limited Access

Limited Access

Limited Access

Ability to customize tax-loss harvesting strategy(s)

Enhanced reporting and analysis access, when needed:, i.e. Morningstar, Tifin Magnifi, Riskalyze Analytics, & more

Financial Planning

Financial Planning Level

We do not provide planning or investment advice at this service level; we only manage any applicable investment accounts you’ve opened through us per your risk tolerance and stated goals/objectives.

Informal Advice

Informal Advice

Modular & Advice

Comprehensive

Basic College/EDU Planning

Major Purchase Planning

Cashflow Planning

Retirement Plan

Income Planning

Tax Planning

Risk Planning

Philanthropic/Charitable Planning

Estate Planning

OnGoing financial plan updates & implementation assistance

College Selection & Funding Planning

Student Loan Optimization/Planning

Complex Niche Planning

Stock Options, RSU’s, Phantom Stock, etc. & NQ Deferred Compensation

Maximum credit to outsourced complex/niche college planning*

Ancillary & Other NetWorth Services

Cash management and consulting services:

Institutional access to MaxMyInterest, Flourish, Betterment, &
enhanced yield through brokerage as well as other commission
free fixed income, liquid products

Limited Access

Business benefits plan design & implementation

Basic business planning & strategy

Business Coaching

Basic business valuation

Value builder program*

Business tax planning, preparation, & bookkeeping

Credit towards formal business valuation*

Limited Access

Limited Access

Annuity and Insurance concierge services

Access to commission free products as well as our consultation to
evaluate quotes from other outside providers without conflict of
interest.

Limited Access

Limited Access

Real estate consulting and planning services

Minimal

Generally, Coaches just do not have a lot of experience with real estate yet and at this stage in their career/experience

Basic

Intermediate

Comprehensive

Access to Tax Preparation services with subsidy

No Subsidy

Small Subsidy

Greater subsidy than normal but not maximum

Access to Bookkeeping services with subsidy*

Small Subsidy