As a fee-only fiduciary, we have a legal responsibility to look out for our client’s best interests before our own. We generally only take compensation from our clients, not the mutual fund, investment, or insurance companies. This means that we have less conflict of interests than many other financial firms/advisors and greater financial loyalty. We work with universities across the state including, Ohio State University, Ohio University, University of Cincinnati, and others to work on OPERS and STRS for employees.Our founder and lead financial advisor, Phil Ratcliff, has over 20 years of experience as a financial advisor, is a Chartered Financial Consultant (ChFC®) and Certified Life Underwriter (CLU®). Each and every one of our advisors is a Certified Financial Planner (CFP®), with notable experience in the field. Located in Columbus, Ohio, we are able to serve our clients with the best knowledge and tools, all while being transparent throughout our process. Read our Regulatory Filings, Firm Brochures & Disclosures.
