A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Please refer to our transcription below if it is easier and/or more convenient for you:
Building a retirement distribution strategy can be a challenge.
How much can you withdraw each year and still have enough money to last throughout retirement?
In the 1960, the leading financial professional developed a guideline for retirement distribution called the 4% rule:
Analyzing the historical returns of portfolios that featured in approximate balance of 60% stocks in 40% funds that’s steady determined that retirees could withdraw 4.15% each year over 30 year without running out of money. That became known as the 4% rule.
Does the 4% rule still work? That depends on a variety of factors. For example, if stock fall sharply n the early years, your odds of running out of money increase. So is it time to retire the 4% rule? The answer lies in your retirement goals, time horizon and rick tolerance.
A portfolio created with your long term objectives in mind is crucial as you pursue your dream retirement.
Call today and let’s discuss how to build your unique retirement distribution formula.
Fiduciary & Fee-Only Financial Advisors and Planners
rebel Financial is a Registered Investment Advisor that provides retirement planning, estate planning, financial planning and investment management services to it’s individual and institutional clients.
A more detailed description of the company, its management and practices are contained in it’s Firm Brochure (Form ADV, Part 2A).