rebel FINANCIAL Cash Management Solutions Built for You

rebel Financial helps you make more interest and protect your cash better than traditional banks or credit unions through a strategic combination of FDIC-insured accounts, brokered CDs, commission-free annuities, and money market funds.

Why are most Americans making less than 1% on their savings while banks are making 3–6%?

We offer four separate cash management solutions  MaxMyInterest, Flourish, Altruist, and Interactive Brokers  each with its own approach to helping you make the most of your idle cash. These are independent platforms, not bundled services. Explore each option below to see which one aligns best with your financial goals.

FDIC checking and savings

MaxMyInterest helps you earn more on your idle cash by automatically allocating funds across high-yield online savings accounts at leading FDIC-insured banks. It’s designed to keep your money safe while maximizing your interest rate without switching banks.

FDIC savings

Flourish is an integrated cash management solution that works alongside your investment accounts. With features like smart transfers, competitive yields, and FDIC coverage through partner banks, Flourish is ideal for those who want simplicity and seamless account coordination.

Brokerage sweep and brokerage CDs

Altruist is a modern custodial platform built for financial advisors. It streamlines account management and cash allocations, offering a powerful, all-in-one tool for clients who want their advisor to handle both investments and idle cash efficiently.

interactive brokers

Brokered CDs and sweep account

Interactive Brokers offers a robust cash management solution for investors who want flexibility and control. With access to market-based interest rates, automatic sweep programs, and advanced tools, it’s ideal for those already managing investments on a global trading platform.

Make your money work as hard as you do.

You’ve worked hard to build your success — now it’s time to put your cash to work. Our smart cash management solutions give you control and confidence, so you can focus on what matters most.

Maximize your cash and your time with smarter, adaptive solutions.

Access exclusive, high-yield rates

Gain access to top-tier interest rates typically unavailable to the general public  helping your money work harder for you.

Maximize your returns

Our platform identifies the most competitive rates available, helping you earn more on every dollar you save.

Protect your funds with FDIC insurance

Your financial security comes first  FDIC coverage helps safeguard your cash, giving you confidence and peace of mind.

Stay flexible and in control

Keep your cash liquid with same-day access, giving you the freedom to move your money when you need it.

Secure and Protected

All transfers occur directly between your banks and remain under your control. Max simply optimizes your funds allocation based on changing interest rates.

Simple Dashboard Built for Advisors

Access all your linked accounts, monitor interest rates, and download tax documents all from a single, user-friendly interface.

Perfect for Fluctuating Incomes

Max is especially beneficial for clients with variable income, bonuses, or occasional distributions.

Customized solutions built around you

We support advisors, individuals, businesses, and banks — helping you and your clients reach your financial goals with confidence.

Partnering with your financial advisor to help you achieve better financial results.

Technology

Our advanced all-in-one platform reduces administrative tasks, allowing your advisor to spend more time focusing on you and your financial goals.

Security

Your assets are protected by multiple layers of insurance, rigorous regulatory oversight, and industry-leading cybersecurity measures.

Efficiency

We provide your advisor with tools to optimize your cash management keeping you fully invested, minimizing taxes, and supporting unbiased decisions.

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Who is Altruist?

As a forward-thinking financial custodian, we prioritize protecting your assets, executing trades efficiently, and meeting regulatory requirements, on par with trusted firms like Pershing, Charles Schwab, and Fidelity. With Altruist, your advisor can activate your investment accounts in minutes, while you benefit from a streamlined, user-friendly platform to monitor performance, manage your portfolio and cash, and access important documents like statements and tax forms.

Simple User Interface

The Altruist Client app delivers an intuitive experience, keeping you connected with your advisor and providing easy access to all your account information.

Fast, Paperless Onboarding

Open and fund your accounts completely online, allowing your advisor to focus more on helping you achieve your financial goals.

Strong Data Security

We safeguard personal information and API data using end-to-end encryption, hashed passwords, enterprise-grade key management, and advanced web application firewalls.

Comprehensive Coverage

Altruist provides excess SIPC insurance up to $150 million (excluding market losses). Additionally, through our bank sweep program, we offer extended FDIC coverage of up to $1 million. This includes $250,000 coverage per depositor, per insured bank.¹

Track Your Performance

Monitor your account performance effortlessly with intuitive charts and detailed breakdowns. Stay informed about transfers, deposits, withdrawals, and important transactions—all through a streamlined, user-friendly app.

Grow Your Idle Cash

Earn 4.00% APY² nine times the national average³ on your idle cash with Altruist Cash. Manage and access your cash account easily through the platform, no advisor involvement required.

FOR CLIENTS Earn 4.00% APY$ on your Cash.

Earn 4.00% APY§ on your cash with no Flourish fees. Enjoy unlimited transfers and open an account in under five minutes. Plus, benefit from extra FDIC insurance coverage through our partner banks. Ω Rates are subject to change at any time.

Maximize Your Cash Earnings

4.00% APY

Rates may vary. For more details, please refer to the program summary.

Earn 4.00% APY§ on your cash with no Flourish fees. Enjoy unlimited transfers and open an account in under 5 minutes. Benefit from additional FDIC insurance coverage through our partner banks. Ω Rates are subject to change at any time.

The Concept is Simple

We’re not a bank, but the funds you transfer into your Flourish Cash account are automatically deposited with our FDIC-member Program Banks, such as PNC Bank and HSBC Bank.

Your Bank

Transfer money between your bank and Flourish Cash.

Flourish Cash

We deposit it into one or more of the banks we partner with.

FDIC-Insured Program Banks

Benefits

No Fees or Minimums

Start your Flourish Cash account with just $1. There are no fees to open or maintain your account—what you earn is exactly what you keep.∫∫

Get Started in Minutes

Opening and funding your account takes just five minutes. It's fast, simple, and hassle-free.

Effortless Access to Your Funds

Manage your savings effortlessly with automated transfer tools. Enjoy unlimited same-day transfers, so your money is always within reach.

Streamlined Statements

Get one simple, easy-to-download statement and tax form making tax time hassle-free for you and your accountant.

Keep Your Cash FDIC Insured

Easily consolidate your cash into a single Flourish Cash account and benefit from up to 24 times the standard FDIC insurance coverage of a typical checking or savings account. Ω Behind the scenes, we distribute your funds across our network of FDIC-member Program Banks for your protection.

Business Accounts

Whether you run a medical practice, accounting firm, nonprofit, or manage a homeowners association, Flourish Cash provides a modern solution tailored to your business banking needs.

Earn the same competitive 4.00% APY§ as individual clients, with up to $6 million in FDIC insurance coverage for business accounts through our network of Program Banks. Ω Flourish Cash helps you maximize both your personal and business funds.

We support a wide range of entities, including:

interactive brokers

Global Market Access Unlock More Opportunities

Through multiple custodians, rebel Financial gives you access to brokered CDs — often at better rates than your local bank. You can lock in competitive interest for 3, 6, 12, or 18 months, with FDIC protection.

1
Explore Global Markets

Easily fund your account and trade in 28 different currencies.¹

2
Discover Funding Options
Learn how to fund your account quickly and securely to start trading globally.
3
Uncover Investment Opportunities
Use advanced tools like the World Map Screener and World Data Screener to scan global markets and identify new investment prospects.
4
Try IBKR GlobalAnalyst
Analyze global equities with precision and find undervalued opportunities across international markets.

Professional Pricing That Helps You Keep More

Trade U.S.-listed stocks and ETFs with commissions starting at $0², plus competitive rates on a broad selection of other products. No hidden spreads, ticket fees, or account minimums.

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Advanced Trading Platforms Built for Your Success

Whether you’re new to investing or a seasoned pro, access award-winning trading platforms on mobile, web, and desktop designed to help you make smarter decisions.

Trading Platforms
Choose the right tools for your style with flexible, feature-rich platforms for every level of investor.
Research and News
Stay informed with insights from over 200 trusted free and premium research and news providers.
Free Trading Tools
Analyze market trends, monitor performance, and make informed decisions with a suite of powerful tools—completely free.
Order Types and Algos
Execute any strategy with ease using over 90 order types, including everything from basic limit orders to advanced algorithmic trading.
Comprehensive Reporting
Get real-time trade confirmations, detailed margin info, cost analysis, and advanced portfolio performance reporting all in one place.

A Broker You Can Rely On

When deciding where to invest your money, trust and stability are essential. Our solid capital foundation, conservative financial strategy, and automated risk management systems work together to protect your assets in all market conditions.

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IBKR
Nasdaq Listed
2
$17.5B
Equity Capital5
3
74.2%
Privately Held5
4
$12.4B

Excess Regulatory Capital5

5
3.34M
Client Accounts5
6
3.52M
Daily Avg Revenue Trades5

Explore Our Commission-Free Annuity Platforms

We offer access to multiple commission-free annuity platforms including DPL, Flourish, Raymond James, Lincoln, and TIAA to help you find guaranteed returns

Keep More of What You Earn

Most banks keep the profits while giving you less. At rebel Financial, we structure your cash management to protect your savings and maximize your interest—keeping more in your pocket.

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