Building a retirement distribution strategy can be a challenge.

How much can you withdraw each year and still have enough money to last throughout retirement?

In 1960, the leading financial professional developed a guideline for retirement distribution called the 4% rule:

Analyzing the historical returns of portfolios that featured an approximate balance of 60% stocks in 40% funds that are steady determined that retirees could withdraw 4.15% each year over 30 years without running out of money. That became known as the 4% rule.

Does the 4% rule still work? That depends on a variety of factors. For example, if stock fall sharply n the early years, your odds of running out of money increase. So is it time to retire the 4% rule? The answer lies in your retirement goals, time horizon, and risk tolerance.

A portfolio created with your long term objectives in mind is crucial as you pursue your dream retirement.

Call today and let’s discuss how to build your unique retirement distribution formula.