Author Archive

A full month into a historic government shutdown. A full month into a historic government shutdown, after 800,000 government workers have missed their second paycheck, two things are clear:   1) Economists and political pundits had no expectation that the impasse would past this long. 2) The impact on the U.S. economy cannot be calculated with […]

January 2, 2019

Bob Veres

Lifestyle, News

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Doesn’t everybody use the internet? Actually, if you look at internet usage acrossthe global economy, you find that the citizens of wealthier nations like Sweden,Australia, Canada and the U.S. are far more likely to have internet access than lesswealthy nations like Tanzania, Indonesia and India. You can see from the graph that GDP per capita […]

January 2, 2019

Bob Veres

Lifestyle, News, People

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Your First Impression You only have five seconds to make a good first impression, right? Or maybe it’s 10 seconds, or 13.       A study of 2,000 Americans commissioned by Dollar Shave Club (you might consider the source), the actual time it takes to make a first impression is actually 27 seconds, and […]

Government Shutdown Consequences As the U.S. government shutdown enters its second week, you might wonder how so many shuttered government agencies and laid-off federal workers will affect the economy and your portfolio. The good news is that the economic impact, overall, is likely to be small. In late 2013, a similar government shutdown, spanning 16 […]

Would you like to lower the volatility of your investment portfolio? There’s an easy solution. No, the solution we’re thinking of is not to retreat to cash—which, even in times of low inflation, is a strategy doomed to steadily lose the buying power of your portfolio. All that does is guarantee a downside. Diversification will […]

December 3, 2018

Bob Veres

Insurance, News

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  If you’ve looked at your portfolio performance statements, line-by-line, you might have noticed that your U.S.-based stock ETFs and mutual funds are doing really well, but your overall portfolio is not showing quite the same generous returns. Are you the only one? The answer is no; we are coming off of a remarkable decade […]

December 3, 2018

Bob Veres

News

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Remember when people played board games in the evening, instead of binging on Netflix or fiddling with their phones? Sitting around a game board used to provide a chance for family socialization, and very inexpensive entertainment. A recent article listed the 40 greatest family games, giving all of us a chance to at least try […]

Older Marrieds      Nobody seems to have a good explanation for it, but American adults are increasingly delaying marriage. According to the most recent population survey by the U.S. Census bureau, the median age at first marriage in the U.S. is now nearing age 30—29.8 for men and 27.8 for women. That’s up from 27.1 and […]