Phil Ratcliff AIF®, CFP®, ChFC®, CLU®
A Genuine Team
The secret to truly successful
work is about working with the right people.
President and Senior Advisor
Phil Ratcliff, a certified financial advisor, is the founder of rebel Financial, a financial firm that he started in 2013. Phil’s hard work, charisma, and true passion for his business has helped him build rebel from the ground up. He specializes in all facets of the financial advising business, whether it be navigating the process to the younger generation to getting retirees on the right track to a hopeful tomorrow, Phil wants to make financial literacy more accessible to everyone.
Phil served in the United States Army for 8 years before settling down into finances in 2003 at American Express Financial Advisors. Phil is an active member in the Financial Planning Association, NAPFA, and NorthStar BNI. Known as the “jack of all trades”, Phil has an extensive background with his Bachelors in History from The Ohio State University and his enthusiasm for technology. His certifications include AIF®,ChFC®, CFP®, and CLU®.
Outside of working diligently at rebel, Phil is married with 5 children. Phil enjoys living life to the fullest and devotes his time to his friends, family, company, and employees.
Our Financial Team
Tony Jones AIF®, CFP®, EA
Tony Jones is rebel Financial’s lead financial advisor. Since 2005, Tony has been doing diligence in helping other individuals meet their financial goals. Originally from Chicago, Tony graduated with a Masters of Business Administration from Lake Forrest Graduate School and his undergraduate with a Bachelors in Accounting from Indiana University. Recently in early 2019, Tony completed the IRS Enrolled Agent exam, allowing Tony to be a certified enrolled agent and is the tax expert at rebel Financial.”
Beyond finances, Tony enjoys spending time with his wife, children, and running.
“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent. The slogan Press On! has solved and always will solve the problems of the human race.” -Calvin Coolidge
Jonathan Bailey is rebel’s financial coach. Jonathan graduated from The University of Montevallo’s college of business with a Bachelors in Management and proceeded into his career with over 7 years of management and sales experience. Not long after Phil started rebel Financial, Jonathan joined the team as Phil’s right hand man as office manager. In early 2019, Jonathan passed the Uniform Investment Adviser Law Examination, also called the Series 65 exam, to become a licensed investment adviser representative.
Jonathan enjoys spending his time outside of work with his wife, Erin and their daughter Harper. He is also an axe throwing instructor at a Columbus based axe throwing lounge, Dueling Axes.
William Martinez is one of rebel’s paraplanners with a specialty in college planning. William is a recent grad from The Ohio State University with a Bachelor in Consumer and Family Financial Services. An FPA member, William has a goal to help others achieve financial freedom and have less worry about their money. William has been working under Phil Ratcliff since 2016 and has high hopes to get his CFP certification and become a registered financial advisor.
“Happiness does not depend on what you have or who you are, it solely relies on what you think.” -Buddha
Acie Middleton is one of rebel’s paraplanners. Acie graduated from Ohio University with a B.A. in African American studies. Acie served a year in Americorps State and National as a college completion coach for first gen and low income students. Acie is a certified financial literacy educator, volunteers at the Franklin county dog shelter, and coaches basketball for the special Olympics at through Open Arms Health Systems. Acie enjoys playing basketball and practicing Capoeira in his free time.
“Success is not final, failure is not fatal” – Winston Churchill
Our Administrative Team
Richard Fleeman is rebel’s administrative assistant. Richard is in charge of scheduling rebel’s clients and ensures that everyone gets a smile when they enter through the door. Richard graduated from Bowling Green State University with a Bachelor in Education and has been working in finances for almost 15 years. Outside of work, Richard lives a fulfilling life with the love of his life, his wife, and enjoys playing a good game of cards.
“Never be afraid to walk away from anything within 30 seconds flat if you spot the heat around the corner” -Richard Fleeman
Our Marketing Team
Alex Laurenzi is rebel’s new marketing associate. In 2019, Alex graduated from Muskingum University with a Bachelor’s in Digital Media Design & Marketing. Alex enjoys the creativity process when working with graphic design and marketing strategies. He plans to stay with rebel and hopefully lead his own marketing department in the future.
“Imagination is more important than knowledge. Knowledge is limited. Imagination encircles the world.”
― Albert Einstein