This service model is our version of a robo advisor, which are automated investment services that manage your money in an efficient, low-cost manner because they take much of the most expensive component (man-power) out of the equation. We still have a little man-power left in our service model but this plan is simple and caters to those that want help automatically managing/growing/protecting their investments but don’t need a lot of planning or hand-holding.
You would choose us to manage your money, even though we’re a little more expensive than the big name robo advisors, because we still do have advisors when you need us, we have the ability to customize portfolios (tax-managed, socially responsible, renewable energy, Christian values, Sharia/Halal investment strategies), and/or you may want to upgrade to a higher service/planning level in the future, at which time we would already know you and be able to transition you there without loss of continuity or extra expense.
If you are looking to hire an efficient, low-cost investment manager, want us to help you with basic investment guidance, and you want us to manage your accounts on a daily basis then this plan is for you.
There is no monthly subscription requirement. Click below to view our current management fee schedule:
* All accounts will be held with TD Ameritrade. There is an account minimum of $5,000.00 to open an account.
So, for example:
- You setup an $11,000 Roth IRA account with us:
- You would pay 0.65% of $11,000 out of your accounts, which comes to $17.88 deducted quarterly from your actual investment account.**
- You setup a $65,000 after-tax accounts, a $100,000 rollover IRA from your old 401k, and a $35,000 Roth IRA account with us:
- You would pay 0.6% of $200,000 out of your accounts, which comes to $300.00 deducted quarterly from your actual investment accounts.**
***This is an example for illustrative purposes only and your account value(s) will fluctuate over the year giving slightly different charges based on market performance.