Ohio State University (OSU) Retirement Planning


[vc_row full_width=”stretch_row”][vc_column][vc_single_image image=”23387″ img_size=”full” alignment=”center”][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][vc_custom_heading text=”Specialized OSU Retirement Planning” font_container=”tag:h2|font_size:30|text_align:left” use_theme_fonts=”yes”][vc_empty_space][vc_column_text]

As a staff member of The Ohio State University, you are required to participate in one of the following public retirement systems:

Alternative Retirement Plan (ARP)

Ohio Public Employees Retirement System (OPERS)

It is important that you understand your options so you can pick the one that best fits your savings objectives. [/vc_column_text][vc_empty_space][vc_btn title=”READ THE OSU RETIREMENT CHOICES PDF” style=”flat” shape=”square” color=”violet” size=”lg” align=”left” i_icon_fontawesome=”fa fa-flag” add_icon=”true” link=”url:https%3A%2F%2Fhr.osu.edu%2Fwp-content%2Fuploads%2Fretire-book-staff.pdf||target:%20_blank|rel:nofollow”][vc_empty_space height=”10px”][vc_column_text]At rebel Financial, you can be confident in picking the option best fit for your retirement goals at the Ohio State University.[/vc_column_text][vc_empty_space][vc_custom_heading text=”What We Can Offer You” font_container=”tag:h2|font_size:30|text_align:left” use_theme_fonts=”yes”][vc_single_image image=”23343″ img_size=”full”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][mvc_infobox info_style=”mega_info_box_2″ info_opt=”show_icon” title_color=”__USE_THEME_MAIN_COLOR__” font_icon=”fa fa-user-circle-o” info_title=”Comprehensive Financial Planning” title_size=”25″ icon_color=”#7a449a”]We provide our advice in a  comprehensive approach. We want to help you evaluate your financial options to design better financial plans for your OSU retirement.[/mvc_infobox][/vc_column][vc_column width=”1/2″][mvc_infobox info_style=”mega_info_box_2″ info_opt=”show_icon” title_color=”__USE_THEME_MAIN_COLOR__” font_icon=”fa fa-star-o” info_title=”Fee-based & Fiduciary” title_size=”25″]rebel Financial is a RIA. We do not take compensations from third party companies, only from our clients. This ensures we are giving you thought and loyalty when it comes to you and your planning.[/mvc_infobox][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]We protect our clients from risks associated with working with a smaller firm by utilizing large custodians to hold our clients’ assets. Generally, we serve you by managing your ARP, 403b, and/or Deferred Compensation retirement accounts through Fidelity and/or TIAA CREF. In doing so we are able to save our clients ~20-50% versus the other advisor driven annuity options.[/vc_column_text][vc_empty_space height=”20px”][vc_btn title=”DOWNLOAD OUR CLIENT BROCHURE” style=”flat” shape=”square” color=”violet” align=”left” i_icon_fontawesome=”” add_icon=”true” link=”url:https%3A%2F%2Frebelfinancial.com%2Fwp-content%2Fuploads%2F2020%2F05%2F2020-2-Update-Brochure-2.pdf||target:%20_blank|”][vc_empty_space height=”20px”][vc_custom_heading text=”Example -Gold Level University Clients Cost Comparison” font_container=”tag:h2|font_size:23|text_align:left” use_theme_fonts=”yes”][vc_empty_space height=”15px”][vc_column_text]Currently, OSU does not have 3rd Party Fee Billing so our alternative fee schedule applies to any/all ARP/403b/457b accounts, which our clients pay us via Paypal. Also, if you hold other IRA or after-tax accounts with us our general fee schedule would apply.[/vc_column_text][vc_empty_space][vc_column_text]Average retirement annuity:
Mortality & Expense & Other (M&E&O) Charge: ~1.15%/yr.
Average investment option net Management Fee: ~1.1%/yr.
Total Average cost to the employee: ~2.25%/yr

Retirement Plan with rF (TIAA CREF or Fidelity):
Mortality & Expense & Other (M&E&O) Charge for TIAA CREF: 0.1%/yr.
— Fidelity does not generally provide annuities so there is no M&E&O charge.
Average investment option net Management Fee: ~0.42%/yr.
— From current recommended allocation as of Jan 1, 2017.
Average RIA fee: ~0.8%/yr.

Total cost to the employee: ~1.27%/yr.*

*About 43% savings!
*Plus, there are no surrender charges because there are no commissions.
*Plus, you can fire us without changing plans or transferring funds.  Again, there are no strings attached.[/vc_column_text][vc_empty_space height=”15px”][vc_separator color=”violet” align=”align_left” border_width=”5″][vc_empty_space height=”15px”][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”15px”][vc_custom_heading text=”Learn More” font_container=”tag:h2|font_size:30|text_align:left” use_theme_fonts=”yes”][vc_custom_heading text=”Want To Integrate Your Account With Us.” font_container=”tag:h3|font_size:30|text_align:left” use_theme_fonts=”yes”][vc_custom_heading text=”Let Us Help You.” font_container=”tag:h4|font_size:30|text_align:left” use_theme_fonts=”yes”][vc_empty_space][vc_btn title=”Integrate Your Account With Us” style=”flat” shape=”square” color=”violet” size=”lg” align=”left” link=”url:https%3A%2F%2Frebelfinancial.com%2Funiversity-employees-retirement-account-integration%2F||target:%20_blank|”][/vc_column][/vc_row]