A fiduciary, which comes from the Latin root which means “trust,” is someone that has a legal responsibility to perform their duties for the full benefit of another. Fiduciaries are held to this legal standard and liable for advice given that is contrary to the best interests of the individual whom they are representing. Read more about why we’re a fiduciary.
Not only are we a Registered Investment Advisor and automatically subject to a fiduciary standard to our clients, but Phil Ratcliff is also a Certified Financial Planner (CFP) and Chartered Financial Consultant (ChFC). Click here to learn more.
You may be working with a good advisor, but do you know the quality and character of their manager and their corporate executives? Or whether their larger corporation has responsible and sustainable business practices? We are a small company, owned by our only financial advisor: W. Phil Ratcliff. We have almost complete transparency and you can know almost everything about us much more easily. See how.