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How Insurance Deductibles Work  An insurance deductible is the amount you, the insured, pays before any claim is paid by your insurance carrier. Depending upon the type of insurance, a policy may set the amount of deductible, or offer you the ability to select a deductible amount. Deductibles serve a dual purpose: they save the […]

Oct 10, 2016

phil

Insurance, Lifestyle

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Fallen Tree Damage—Who Pays? – As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor’s home or other insured structure, such as a garage or shed? In most cases, the answer is “no.” When such damage occurs to your neighbor’s home due to forces outside your […]

Consider these facts on aging from the 2010 Census¹: The highest growth rate for a 10-year age group within the older population (age 65+) was for men 85 to 94 years old (+46.5 percent). Women in this age group grew by 22.9 percent. Men 90 to 94 years old had the fastest growth rate (+50.3 […]

The calculator below is useful as a data point in determining the appropriate amount of disability insurance you may need, in conjunction with other assets and protection you may already have. Please consult with your financial advisor or insurance professional for more guidance on your individual circumstances:

The calculator below is useful as a data point in determining the appropriate amount of life or disability insurance you may need, in conjunction with other assets and protection you may already have. Please consult with your financial advisor or insurance professional for more guidance on your individual circumstances:

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